CFO-Level Financial Clarity
for Small Business.
From accurate books to strategic financial guidance — CFO Impact LLC gives small business owners the financial foundation they need to grow with confidence.
Everything Your Business Needs to Stay Financially Healthy
Clean books. Clear numbers. Confident decisions. We handle the financial side so you can focus on running your business.
Monthly Bookkeeping
Accurate, organized books delivered every month. Reconciled accounts, categorized transactions, and financial statements you can actually understand.
- Monthly bank & credit card reconciliation
- Categorized transactions (Xero or QuickBooks)
- Monthly P&L and balance sheet
- Dedicated bookkeeper
- Unlimited email support
Fractional CFO Services
CFO-level financial strategy without the CFO-level price tag. Cash flow management, financial modeling, KPI dashboards, and strategic guidance — on a fractional basis.
- Everything in Monthly Bookkeeping
- Monthly financial strategy call
- Cash flow forecasting & management
- KPI dashboard & reporting
- Budget vs. actual analysis
- Growth planning & scenario modeling
Financial Health Audit
A deep dive into your current financial state. We review your books, identify issues, and give you a clear action plan to get your finances on track.
- Full review of your current books
- Identification of errors & gaps
- Cash flow analysis
- Written recommendations report
- 60-minute debrief call
The CFO Lens That Most Bookkeepers Don’t Have
We don’t just keep your books — we use them to help you run a better business.
Finance-First Thinking
Every recommendation we make is grounded in ROI and real financial impact — not just compliance or tax minimization.
Real-Time Visibility
We build dashboards so you know your numbers every week, not just at tax time. No more flying blind on cash flow.
AI-Powered Efficiency
We use modern AI tools to automate the repetitive parts of bookkeeping — which means faster, more accurate books at lower cost.
Plain-English Reporting
No jargon. We translate your financial data into clear, actionable insights you can actually use to make decisions.
Joel T. Haio — Finance & Operations Specialist
Joel founded CFO Impact LLC after years in finance and small business operations. He’s seen firsthand how great businesses struggle when they don’t have clear financial visibility — and how quickly things change when they do.
Whether you need clean monthly books or a strategic financial partner to help you scale, Joel brings CFO-level thinking to businesses of every size.